Standards & Frameworks

Berlin Group standards, frameworks and interoperability initiatives

The Berlin Group standards provide common, scheme-independent technical frameworks for interoperability across payments and open finance.

active

Open Finance extends NextGenPSD2 API technology and infrastructure beyond the regulatory PSD2 scope.

Last updated2026-06-18

mature

NextGenPSD2 provides a detailed Access to Account Open Banking Framework with conceptual, logical and physical data models.

Last updated2025-12-02

stable

MobileP2P addresses interoperability for mobile person-to-person payment services and proxy lookup use cases.

Last updated2020-11-06

mature

ISO8583 Authorisation & Clearing standards support scheme-independent processing between acquirers and issuers.

Last updated2019-07-08

mature

The SEPA Card Clearing Framework provides ISO20022 message extensions for additional card-originated data.

Last updated2022-06-23

White paper

SCT Inst for Cards analyses how SCT Inst concepts can support reconciliation and settlement of card transactions.

Last updated2024-01-09